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Our client a leading bank owned big ticket asset financier requires an additional Risk Manager to be based from their City of London offices. Your role will be to manage a sub-portfolio of borrowers / facilities and undertake credit risk assessment of new business transactions to ensure effective and efficient credit risk management of exposures across the business. The role-holder will be accountable for the credit quality of his/her sub-portfolio, ensuring that credit issues and trends are identified and escalated / communicated to Risk and business stakeholders.

Detailed responsibilities will include the following :

• As part of a team of Analysts working manage a sub-portfolio of customers / deals to ensure effective and efficient credit risk management of exposures across the business.
• At least annually, support the Senior Credit Manager, in the production of sector reviews, and work with the business unit (or units) to help ensure that credit risk appetite, strategy, policies and processes for the sector are defined, aligned, implemented and monitored.
• Develop and retain credit risk and industry sector expertise through both internal and external contacts with market participants, including due diligence and customer visits.
• Maintain oversight and credit risk management of the portfolio, ensuring that credit issues and trends are identified and escalated / communicated to risk and business stakeholders.
• Support business development through the credit risk assessment of new business transactions.  Work with front line teams in structuring such transactions.
• Produce annual credit risk assessments of borrowers / facilities.
• Produce additional credit risk assessments of borrowers / facilities where existing facilities are being refinanced or materially varied.
• Maintain an active dialogue with Business Support to ensure that the timeliness and extent of Business Support involvement in managing underperforming borrowers / facilities is appropriate.
• Support and participate in change management initiatives, embracing and embedding the new principles and processes for credit risk management in Corporate Markets.
• Support and participate in the development of Corporate Markets risk systems, improved MI and other projects to ensure delivery of “best in class” credit risk management.
• The role may involve responsibility for managing a Junior Analyst.

Candidate Profile

You will be well educated ideally a graduate and possibly have some credit qualifications and be highly numerate and with strong verbal and written communication skills and of course be sustainably commutable to the City of London. You must have a strong credit background in big ticket asset finance & ideally with a leading bank owned provider. You will need experience of a wide range of on and off balance sheet products and of working the large corporate customers. You should also possess the gravitas and presence to have impact with the banks originators as the working environment has been described as a challenge culture.

Salary plus London Weighting allowance & car allowance will total c£60,000 with all usual bank based benefits

If you fit the clear profile please sent your CV in a word format to Sean Toms at sean_toms@robinson-toms.com referencing vacancy 1889 Risk Manager Big Ticket Asset Finance – City of London in the subject line of your email. Then call me on 01743.821472 for a confidential discussion